If you are unable to put aside money to grow, fearful or unclear about your financial future, or feel out of control with your finances, then your main focus should be on your getting control of your money so you can establish a wealth foundation.


Money Mindset >>

If you are already tracking your money and have clarity about your goals, but are ready to increase your cash flow so you can reach your goals sooner, while having more financial freedom along the way, then you need to create a plan to increase your income now.


Increase Cash Flow >>

If you have money that is already invested or ready to be either by you OR a financial advisor, but want more confidence to move forward, your focus should be on getting some basic knowledge so that you can confidently invest or hire the right person for the job.


Grow Your Money >>

One Minute Friday Financial Course

Businesswoman Holding Bar Graph

Enjoy our One Minute Friday Financial Course to enhance your money savvy one simple step at a time. The stock market has entered into at least a short term correction based on technical analysis.  Technical analysis uses charts showing past performance to analyze probabilities for market direction. Remember: What you focus on grows, so to grow money, give it your attention! … [Continue reading...]

Are You Doing These Things?

Let's Teach Them Financial Empowerment!

Last week at the NAPFA (National Association for Personal Financial Planners) event, T.D. Ameritrade sponsored several women focused events. One event was a showing of the movie Miss Representation. It highlighted the influence media has had on women in leadership and political roles. Unfortunately, women in such roles has decreased rather than increased over the past thirty years. The pressure on girls to focus on their weight and appearance over education and leadership is alarming. According to the film, girls actually start saying they are not good at math around the age of twelve, … [Continue reading...]

One Minute Friday Financial Course

young woman exercising in a park

Enjoy our One Minute Friday Financial Course to enhance your money savvy one simple step at a time. Are you using your money as a tool to get what you want in life? During your next car ride or workout session, brainstorm this question, and ask yourself why or why not. Remember: What you focus on grows, so to grow money, give it your attention! … [Continue reading...]

Add Money to Your Life’s Toolbox

Handful of Paper Money

Forbes magazine published an article on the Top Five Money Mistakes Women Make. The first mistake given is being emotional about money. I believe that this trait ties back to the fact that money provides for our most basic needs of foods and shelter. After all, without this, we cannot even live for long. It is interesting that physical money is actually paper, and paper has little value. Once we add those familiar “dollar green” graphics, that paper takes on a life of its own triggering emotions ranging from security to fear or greed. One step to overcome the mistake of being … [Continue reading...]

One Minute Friday Financial Course

Monthly Payment Chart for Loans

Enjoy our One Minute Friday Financial Course to enhance your money savvy one simple step at a time. Be strategic with your borrowing. Think about your debt with a historical perspective.  Is it paying for something that will increase in value over the long term? Does your mortgage rate make sense in light of the fact that the prime interest rate was almost 20% in the early 1980's? Remember: What you focus on grows, so to grow money, give it your attention! … [Continue reading...]

Lessons from My 1974 Orange VW

Financial Education from a VW Bug

One of the most important lessons of financial education that can easily be overlooked is that not all debt is bad. In this time of great fervor over formerly zero percent credit card rates that are now at astronomical levels, it’s not easy to see any debt in a positive light. Wisely used, however, debt can be a wealth management tool that allows an investor to grow money while also living quite comfortably. With this in mind, I want to offer the following financial education tips regarding debt. Good debt enables the purchase of assets that accumulate in value over time. It may be … [Continue reading...]

Friday Financial Woman Money Solution

Young woman writing into personal organizer at home

Enjoy my Friday money solution and enhance your financial savvy one simple step at a time. Did you know that some investments had good returns during the period from 2000 to 2011?  These investments moved in the opposite direction of the overall financial markets; this is known as non-correlated.  Know how to evaluate the returns of any investment service you use or product you own! Investing is simpler than you think! … [Continue reading...]

Only Orchids and Chardonnay?

Orchids and Wine

Have you noticed how much more efficient your trip to the grocery store is with a list? Without one, it’s easy to end up spending half the time you allotted for your trip browsing in the floral or wine department. Prioritized lists help us get the right things done in less time, whatever the task at hand, plain and simple. Have you created a list outlining your financial priorities? Because money issues can be so all encompassing, it’s easy to get side tracked and spend time on the less important tasks if you haven’t.  This can lead to creating a spending plan for your home remodel … [Continue reading...]

Friday Financial Woman Money Solution

MP900387781[1]

Enjoy my Friday money solution and enhance your financial savvy one simple step at a time. Learn from others who have firsthand experience in any area that you need greater knowledge to expedite the journey to your financial goals. Investing is simpler than you think! … [Continue reading...]

Tips from a Dynamic Serial Entrepreneur

Businesswoman with Hands Clasped

A side benefit of creating Financial Woman has been the opportunity to learn from other women who have built businesses from scratch. Becoming involved with experienced female business owners has led me to regularly leave my comfort zone, which is something I highly recommend as a step to creating a rich and purposeful life. Tina Cannon is the EIR (Entrepreneur-in-Residence) in the Texas State Applied Entrepreneur Business Program in which I am participating for the second year; this has presented an excellent opportunity to expand my knowledge about small business finance, funding and … [Continue reading...]