financial goals Archives - Financial Woman

Does Anyone Not Love a Great Deal?

March 8, 2013 By Camille Gaines Leave a Comment

Who doesn’t love a great deal? I certainly do, along with over 2,500,000 other women who have discovered my friend’s Facebook page and website that helps them get what they want with less money by providing all sorts of savvy deals. What’s not to love? Smart spending is a major element of my Savvy Rich lifestyle philosophy which embraces living well on the journey to your financial goals. While it requires an abundant mindset, it also captures the core principle that the less money you spend, the more money you have to grow. This is why I was delighted when I was invited to guest blog … [Read more...]

Are Your Financial Goals Evil?

October 2, 2012 By Camille Gaines 10 Comments

Are you loving your money? Or are you thinking to yourself right now “I’m not supposed to love my money, am I? Isn’t that bad?” The only way to answer that question is to know what you want to accomplish with your financial goals, and then decide if those accomplishments are evil. My guess is that they aren’t! So, now that we have established that it’s okay to love your money, how can you feel great about your money so you can nurture and grow it? Recognize that there are negative feelings tied to loving your money that many of us hold on a subconscious level related to … [Read more...]

What Boosts Retirement Savings Quickest?

September 19, 2012 By Camille Gaines 5 Comments

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Recently, while studying for a new financial certification, I read that increasing income does not achieve financial goals; it stated that financial goals are achieved through saving money, and the compounded earnings of those savings. Hmmm, this is a college level text book, so it should be right, but I don’t agree. This thinking does, however, reflect traditional financial planning, and what is still being taught and practiced by many. Of course, compounded earnings from savings is certainly a wonderful thing! No one could rightly argue with that, especially if those earnings are … [Read more...]

Who’s in Charge of the Money in Your Home?

September 4, 2012 By Camille Gaines 2 Comments

According to a recent women and money study women take control of making financial decisions in 19% of households that participated in the study, while 38% of husbands said that they take control of financial decision making.* The study also revealed the following numbers about just who is in control of the money: 35% of women said that they equally share control of financial decisions, but 21% of the husbands said that they share equal control of financial decisions. 25% of the women said that they make financial decisions with input from husbands, while 35% of the men said they make … [Read more...]

Happy New Year!

September 1, 2012 By Camille Gaines 2 Comments

The end of summer feels a bit like there’s a new year approaching. After years of preparing for a fresh school year in late August, first as a student, and then as a mother, I guess my mind is still conditioned for an unofficial new year in September. It just feels like a great time to pursue new endeavors. The last days of summer provide the perfect period to take a look at projects that have been on hold due to summer travels and the distracting allure of beautiful sunny days. Summer relaxation usually spurs lots of new and creative ideas and projects that are simply waiting to be acted … [Read more...]

Are You Stuck in the Past with Your Financial Health?

August 29, 2012 By Camille Gaines 3 Comments

Is Your Money Mindset Stuck in the Past?

Have you ever noticed how you can put together an outfit with only a few pieces when you are in a pinch? Have you ever been on a trip and your luggage got lost? You have to go buy just a few things to get by. Maybe you have a pair of jeans, black pants, a couple of tee shirts, a nice top that you can dress up or down, and an accessory or two? It’s amazing what you can build with those few essentials. You don’t waste time thinking about what you have in your lost suitcase, or even your closet at home. Instead, it becomes something of a fun challenge to make do, and you suddenly feel … [Read more...]

One Minute Thursday Financial Course

June 21, 2012 By Camille Gaines 1 Comment

Enjoy our One Minute Thursday Financial Course to enhance your money savvy one simple step at a time. Realistically look at the amount of money you can earn on your savings annually based on historical averages and see if this return will take you to your financial goals in the time frame you desire. If not, create a new plan. Remember: What you focus on grows, so to grow money, give it your attention! … [Read more...]

Are You On Track To Outlive Your Money?

May 30, 2012 By Camille Gaines 4 Comments

How much money is enough money? I guess this comes down to your definition of rich. And like many other things in life, wealth is all relative. I like the following equation: Enough=that amount of money which allows you to live in a lifestyle you enjoy while working when you choose to work in a way that you enjoy I also love this one: Rich is when you don’t have to set an alarm clock. While I LOVE not setting my alarm clock, this one is too vague for me. Only you can define “enough” for you! Maybe "enough" is when you feel confident that you will be able to maintain your … [Read more...]

Only Orchids and Chardonnay?

April 26, 2012 By Camille Gaines 2 Comments

Have you noticed how much more efficient your trip to the grocery store is with a list? Without one, it’s easy to end up spending half the time you allotted for your trip browsing in the floral or wine department. Prioritized lists help us get the right things done in less time, whatever the task at hand, plain and simple. Have you created a list outlining your financial priorities? Because money issues can be so all encompassing, it’s easy to get side tracked and spend time on the less important tasks if you haven’t. This can lead to creating a spending plan for your home remodel … [Read more...]

Does This Make Any Sense To You?

March 21, 2012 By Camille Gaines 1 Comment

Financially empowered women take note: the stock market has been on a tear! Here are some very recent numbers from the three major stock indices: The S&P 500 index rose to 1400 for the first time in almost four years The NASDAQ closed at its highest level since December 2000!! The Dow Jones Industrial Average had its best close last week since December 2007 As always, I promise no unnecessary jargon, but every investor should be comfortable with the concept of indices. I know the S&P, NASDAQ and Dow Jones are familiar terms to regular readers of Financial Woman, since I’ve … [Read more...]