Let’s Keep Things Simple

Recently I wrote a post with 6 tips for getting good investment advice from financial experts and media. For every financial expert opinion, there’s an opposite opinion, commonly within the same business news segment. This can be very confusing, even to someone who is proactive with her personal finances. The first tip I shared is realizing that projected investment returns are based on probability. As an empowered financial woman, you need to be able to measure that probability with some degree of accuracy and satisfaction. Any investment you choose to make, other than cash, is based … [Read more...]

Are You a Leader of your Money?

As women, we are often leaders in many areas in our lives, including home care, children, and aging parents. Each of these categories has other sub-categories, such as food planning, shopping and preparation, home decorating and maintenance, along with numerous other areas. I hear from some women that they just don’t have time to be involved with growing their money. I would like to invite you to take a leadership role with your money if you are not already. Let’s look at some of the habits of leadership. Leaders learn enough to lead. They don’t learn it all, but they learn enough … [Read more...]

What’s a Girl To Do?

stock investment

What’s a girl to do? We want to grow our money, but the traditional mode of investing, the stock market, has just not been cooperating with our financial goals, at least for long term investors. Over the weekend, I read a great article in Barron’s by Michael Santoni. Here are a few highlights: The stock market is struggling to stay above a level it first reached almost 13 years ago! Jim Paulsen of Wells Capital gave the return for 10 years after any period that had 12 years of being flat or down, as we have now; a 7.2% annual gain, vs. 4.7% for all other times, excluding dividends. … [Read more...]

Are You A Savvy Smart Spender?

U.S. Coins and Paper Money

Financial Woman has an exciting new area focusing on creating more cash flow with savvy smart style. Increasingly, I am hearing from women that are concerned about their financial future, yet, they’re unsure what steps to take on a daily basis to start growing their money. Step 1 is increasing cash flow… As you’ve no doubt previously read at Financial Woman, cash flow is queen! One side of this equation is increasing income, of course, and the other side is smarter spending. As you probably know, focusing on both sides helps you reach your financial goals faster. Today, I am … [Read more...]

Join the Earn Grow Give Movement!

EGG-MOVEMENT-3

This week I am working furiously on the Earn Grow Give Movement promoting my personal finance book for women, Earn Grow Give; Simple Steps to Grow Your Money While Creating a Rich Life. I was thinking it would be nice to do an Amazon book launch. Then I suddenly awoke one morning with the thought that it would be nice to include a charitable component in the month that Americans celebrate abundance with gratitude, November. The next thing I knew, I just had to do this book launch benefiting a charity. I had heard of kiva.org, but had not participated in their lending program, so I took a … [Read more...]