During my morning read of Investor’s Business Daily, the real estate section had an article that caught my attention. Real estate investments can make a lot of sense for financial women who want to delve into more alternative investments. And for those who don’t, if you own a home, then you are in essence a real estate investor because you have either your money invested in your home, have taken on debt for your home, or a combination of the two. The article explained that LLC’s, or Limited Liability Corporations, don’t completely protect property owners from liability. The reason, … [Read more...]
What is Screaming Bargain Now?
July 30, 2010 By Leave a Comment
Financial women are always aware of the big picture when it comes to their managing their money. They notice the overall trends and keep an eye on what is happening. One important aspect of this is having an awareness of interest rates. This is easy, because you see interest rates advertised for credit cards, mortgages and CD’s everywhere. As an overall part of your money management, you want to make sure that you take advantage of trends, including interest rate trends. For example, you wouldn’t want to be paying 10% on a mortgage and earning 3% on extra saved capital. There is a good … [Read more...]
Forbes Annual Investing Guide
July 1, 2010 By Leave a Comment
Every June Forbes puts out an annual Investing Guide. It is full of good ideas, and I look forward to reading it every year. Yes, I am little behind in reading my copy this year, but that is alright. To be a responsible investor you don’t have to do something involving your money every day, or even every week, if that is not what you want. You decide your level of involvement, and then create a plan that works around the amount of time you know you will really spend. And if you want to read the Forbes Annual Investing Guide a few weeks late like me, that’s ok; have a look for some good … [Read more...]
Take Small Steps to Financial Goals
June 28, 2010 By Leave a Comment
Financial goals are like most other life goals; they are more easily reached by breaking them into bite sized steps. A good example that is in my life right now is the career and college planning that my sons are doing. I ask (beg?) my teen sons to think about their ultimate goal beyond high school and college. In my family, this may look something like working as a commercial designer or writing in the media industry while being able to support a nice lifestyle. I ask the boys to go backwards to see how that accomplishment will look broadly on a monthly, weekly and then daily basis to reach … [Read more...]
What is a stock market index?
March 9, 2010 By Leave a Comment
As most stock market investors know, the indexes are up significantly from the bottom that occurred this time last year. As of this morning, the S&P index was up 65%, while the Nasdaq index was up 83% over the low last March! What does that mean? I’ll be writing more about the stock market indexes over the next few weeks, so please visit again soon! Be sure to sign up for my free newsletter while you are here. … [Read more...]
Does Investing Receive your Attention?
February 16, 2010 By Leave a Comment
Take a few minutes to think about all of the different areas of your life that receive your time and attention. This could include hobbies, such as golf or gardening, home maintenance, parenting, travel, or work. Was investing your money on that list? Oddly, investing money is not on many people’s priority lists. There is a very interesting paradox here. Money is the very thing that either provides for those things that are on your priority list, such as travel, home maintenance and hobbies, or it is the result of things on that priority list, such as work. Financial management frequently, … [Read more...]
