Want a Crystal Ball for Your Money?

The term financial goals can seem vague and in the distant future, but in reality, your financial goals are a result of the choices you are making today about: The level of attention you give to your money Your daily spending habits Your daily earning habits (Days turn into weeks, then months, then years, right?) This paradigm can easily be seen when you look to see how much your money will be worth at a certain future date, based on the amount of money you put away to grow, and the earnings you achieve from investing that money. The importance of this concept led me to create a … [Read more...]

This Really Got My Attention

Traditional Japanese Tea Ceremony

The old saying “the way you do one thing, is the way you do everything” keeps surfacing in my life. When something appears three times or more, it definitely gets my attention. I have thought about this statement quite a lot lately; I believe it’s really true, and have even decided to put it to the test. This year I have decided to choose a focus area for personal growth, and now plan to do this each new year; I think that business growth and personal growth are really one in the same; when we increase our skills or lifestyle, we grow personally as a result of that … [Read more...]

Sometimes Blessings Come in Disguise

Three Rules of Work: Out of clutter find simplicity; from discord find harmony; in the middle of difficulty lies opportunity. Albert Einstein Let’s look at this quote from the context of the work being our financial plan, or the mission to grow money so we can reach our financial goals and have the life we desire. Out of clutter finds simplicity. Do you know how much money you have and where that money is? Do you know how much is flowing in and out every month? Can you easily access those numbers? January is the perfect time to reduce financial clutter while you are still motivated by … [Read more...]

Is Financial Woman Sexist?

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Do you think that financial education websites for women should exist? I would love to hear an honest answer about your thoughts on this. Why am I asking this question when I am clearly invested in Financial Woman at this point? I recently presented my business model to a group of successful Austin business women. A couple of the women suggested that it was almost inappropriate to have a financial education site just for women, especially with “pretty things” on it. On the other hand, I have received wonderful feedback from so many of you about the colorful wealth art handouts I have … [Read more...]

Clarify Priorities to Live a Rich Life

Skiing Towards the Sun

At Financial Woman, we promote that financial goals and living a rich life are congruent. A rich life goes far beyond money; it’s about a life that includes spending your time in a way that’s meaningful, and also being surrounded by things you love that express your style, both in your home and your wardrobe. The third step in growing your money is creating positive cash flow, which simply means more money coming in than going out each month. (If you haven’t gotten my free video series explaining the 5 steps to grow money, you can get them here.)  In reality, cash flow is the direct … [Read more...]

Are You a Leader of your Money?

As women, we are often leaders in many areas in our lives, including home care, children, and aging parents. Each of these categories has other sub-categories, such as food planning, shopping and preparation, home decorating and maintenance, along with numerous other areas. I hear from some women that they just don’t have time to be involved with growing their money. I would like to invite you to take a leadership role with your money if you are not already. Let’s look at some of the habits of leadership. Leaders learn enough to lead. They don’t learn it all, but they learn enough … [Read more...]

Want a Simple Task That’s Sure to Bring Financial Peace?

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Year end is a time when I feel drawn to create order with my personal finances as well as my life in general. With that in mind, I thought I’d share a video of an interview with Jean Chatzky on MSNBC Today’s Money. In this video, Jean shares the important legal and financial documents that everyone should not only have, but keep in a place that is easily accessible for loved ones when the need arises. The Letter of Instruction is one that is often overlooked; it’s a simple letter that lists anything that someone stepping in to handle both your personal and financial affairs would … [Read more...]

What Can We Learn from Bridget Jones?

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Movies can teach us a lot about life and money. I have found that I now like to watch mostly uplifting movies, and tend to avoid movies that bring me down, such as violent or depressing ones. Last night, I watched Bridget Jones Diary as part of my annual holiday movie event. It’s one of my very favorites! I get so frustrated with Bridget; she’s so pretty, naturally sexy, and smart, yet she keeps repeating the same mistakes. She so longs to be healthy and confident, yet she continually sabotages herself in every area that she longs to improve: her career, her weight, her unhealthy habits … [Read more...]

What Investment Yields Astounding Results?

Why is it more difficult for a woman to invest in herself than it is to match food containers with their lids? Earlier this week on Financial Woman I posted a list of 5 year end questions to ask yourself about money. The last question was “Did you invest in yourself in some way this year?” In today’s post, I’d like to expand on the topic of women investing in themselves. A few months back, a very business savvy friend and client of mine was contemplating joining a program for women in business. At the time, she was looking for more work, and she knew the course would expand her … [Read more...]

5 Great Questions to Lead You to a Rich Life in 2012

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December is the perfect time to gain insight about progress toward your financial goals. Take some time this month to ask yourself the following questions so you can head into 2012 with clarity about where you need to focus first to move toward the financial results you really want. Have you clearly defined what you really want? I like to call this your money reasons. What are those “all important” things for you that money can buy? Is more money coming into your accounts than going out each month? If so, you have positive cash flow; if not, how change you change this moving … [Read more...]